ffiec cra performance evaluations


Community Reinvestment Act Performance Evaluations and CRA ratings of the institutions as prepared by the agencies. Since the previous CRA performance evaluation in 2015, total assets have grown 31 percent while loans have grown approximately 14 percent. This document is an evaluation of the Community Reinvestment Act ("CRA") performance of Bank of India, New York ("BOINY") prepared by the New York State Department of Financial Services ("DFS" or the "Department"). 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. CRA Performance Evaluations Community Reinvestment Act (CRA) Ratings and Performance Evaluations by Month and Year If you know the month and year for publication of a CRA performance evaluation you can find it using the tables here.

RSSD No. COMMUNITY REINVESTMENT ACT . public/cra large institution performance evaluation dsbb no. This document details the requirements for the provisions of amendments to the Community Reinvestment Act. OCC. Amboy Bank CRA Public Evaluation Old Bridge, NJ August 10, 2015 BB1 . Bank. October 26. Community Reinvestment Act (CRA) CRA Exam Schedule; CRA Performance Evaluations ; CRA Qualifying Activities Confirmation Request; Consumer Protection; Financial Literacy; Minority Outreach; Public Bank Information

The Lynnfield branch is located in Essex County and the Melrose . . The agency rates the CRA performance of an institution consistent with the provisions set forth in Appendix A to 12 CFR Part 228. RSSD No. 3890 U.S. Hwy 9 . Consolidated Guidance for Preparing CRA Examinations and Performance Evaluations .

COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Midwest BankCentre RSSD #657459 2191 Lemay Ferry Road St. Louis, Missouri 63125-2408 Federal Reserve Bank of St. Louis P.O. The evaluation loans originated by the institution are business-purpose, the lending test consisted solely of an evaluation of small business loans. Office of the Comptroller of the Currency . . This document is an evaluation of the Community Reinvestment Act ("CRA") . The Cleveland Fed provides a systemic risk indicator to gauge the level of systemic risk in the US financial services industry. _____ ffiec november 13, 1995 public disclosure july 6, 1999 community reinvestment act performance evaluation the chase manhattan bank 280 park avenue new york, new york 10000 federal reserve bank of new york 33 liberty street new york, new york 10045 Three are based on a bank's size, one is based on a bank's business strategy, and one is an option that any bank can take advantage of, regardless of size or business strategy. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . Everyone has been inquiring about the new 2022 census tracts and their income classifications.

9807 . The Community Reinvestment Act of 1977 (CRA) encourages certain insured depository institutions to help meet the credit needs of the communities in which they are chartered, including low- and moderate-income (LMI) neighborhoods, consistent with the safe and sound operation of such institutions. FFIEC Community Reinvestment Act CRA The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. Bank Total Assets 12/31/21 Total Assets 12/31/20

Examiners used the Interagency Strategic Plan This evaluation covers the period from the prior CRA evaluation dated September 10, 2018 to the Examination Procedures to evaluate TriState's CRA performance. . Annual consumer disclosure statements, which are not prepared by the FFIEC, still must be prepared according to regulation 7 and included in the public file. Procedures to evaluate RiverHills Bank's CRA performance.

evaluation of small business loans. Suite 1200 . 693224 . The Federal Financial Institutions Examination Council (FFIEC) 1 today issued a revised "Supervision of Technology Service Providers" booklet (TSP booklet), which is one of the booklets in the FFIEC Information Technology Examination Handbook (IT Handbook). During the same time period, deposits increased by 34 percent. Section 28-b of the New York Banking Law, as amended, requires that when . RSSD No. Bank of Millbrook CRA Public Evaluation COMMUNITY REINVESTMENT ACT . Elmira Savings Bank RSSD No. BankFinancial, National Association Charter Number 25140 . Your bank must place the copy in its public files within 30 business days after receiving it. The loan-to-deposit (LTD) ratio is more than reasonable given the institution's size, financial . BB2 FFIEC Home Page The Council is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions by FRB, FDIC, NCUA, OCC, and OTS, and to make recommendations to promote uniformity in the supervision of financial institutions. SCOPE OF EVALUATION plan covers the calendar years 2018, 2019, and 2020. INSTITUTION'S CRA RATING INSTITUTION'S CRA . The indicator is designed to capture market perceptions of the risk of widespread insolvency in the banking system. 175609 . to the current evaluation, Examiners used the FFIEC Large Institution CRA Examination Procedures to evaluate Southside dated September 7, 2021. Wilmington, DE 19808 .

Washington, DC 20219 . To assess performance, examiners applied the Federal Financial Institutions Examination Council (FFIEC) Large Institution CRA Examination Procedures, which include the Lending, Investment, and Service Tests. This temporary rule implements portions of a proposal issued through a notice of request for comment by the Federal Financial Institutions Examination Council (FFIEC) on December 22,1989 (54 FR 52914), These evaluations are based upon on-site examinations performed by OCC-trained staff that are conducted every other year, and they assess an institution's performance in helping to meet the specific credit needs of the communities they serve. CRA Performance Evaluation and CRA rating in their public comment file (which they are already required to maintain under existing .

Search for CRA Performance Evaluations of non-Federal Reserve supervised banks: FDIC. Box 27622. FFIEC Home Page www.ffiec.gov This evaluation covers the period from the prior evaluation dated April 3, 2017, to the current evaluation dated October 5, 2020.

The Federal Reserve makes banks' Performance Evaluations public through an online database that can be searched using institution or exam criteria or by bank branch location. Corporation (FDIC) CRA Performance Evaluation based on the Federal Financial Institutions Examination Council's (FFIEC) Large Institution CRA Examination Procedures. To assess performance, examiners applied the FFIEC's CRA Large Bank Examination Procedures, which include the Lending, Investment, Amboy's previous CRA evaluation was conducted as of 0, 2015August 1, using the Federal Financial Institutions Examination Council's ("FFIEC's") Interagency CRA Procedures for Large Institutions. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . 4 DESCRIPTION OF INSTITUTION . Charter Number 716195 300 N. Elizabeth Street, Floor 3e . . Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the Federal The prior evaluation resulted in an .

21110 Western Avenue Olympia Fields, IL 60461-1929 . and reported the required CRA loan data. Review prior Community Reinvestment Act (CRA) performance evaluations, available community contact materials, Home Mortgage Disclosure Act (HMDA) and CRA . Laredo's performance since the previous evaluation dated . Bank of Millbrook . _____ ffiec november 13, 1995 public disclosure july 6, 1999 community reinvestment act performance evaluation the chase manhattan bank 280 park avenue new york, new york 10000 federal reserve bank of new york 33 liberty street new york, new york 10045 Charter Number 23049 . Since the prior CRA evaluation, the institution opened a full-service branch in Essex, MA. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . . 1 . The chart . This evaluation represents the Department's current assessm ent and rating of the institution's CRA performance . RSSD No. CRA regulations to agency personnel, financial institutions, and the public. INSTITUTION'S . The CRA disclosure statement, which is publicly available on the Federal Financial Institutions Examination Council (FFIEC) . COMMUNITY REINVESTMENT ACT . 2200 Montauk Highway . NOTE: This document is an evaluation of this institution's record of meeting the credit needs Urban Development ("HUD"and the ) FFIEC were used to categorize borrower income. The FFIEC as of this date (June 29, 2022) has yet to post the 2022 tract income classes on its geocoding website (although it does allow geocoding to the tract . For suggestions regarding this site, Contact Us. NOTE: This document is an evaluation of this institution's record of meeting the credit needs Provident Savings Bank, FSB . Perfomance Evaluations (PEs) consist of the following institution types: Small Institutions, Intermediate Small Institutions, Large Retail Institutions, Limited Purpose and Wholesale Institutions, and Institutions with Strategic Plans. 12 . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION First Financial Bank, National Association Charter Number 4166 400 Pine Street Abilene, TX 79601 Office of the Comptroller of the Currency 9003 Airport Freeway Suite 275 North Richland Hills, TX 76180-9127 3263 Franklin Avenue . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Southside Bank Certificate Number: 18297 1201 South Beckham Avenue Tyler, Texas 75701 . PERFORMANCE EVALUATION . NOTE: This document is an evaluation of this institution's record of meeting the credit This would include the . (FFIEC) web site at www.ffiec.gov. In addition, each bank is required to maintain a copy of the Performance Evaluation in its public file and make it available to customers upon request. Therefore, this evaluation covers the period from April 1, 2019, to July 6, 2021, the date of the previous evaluation's consideration of community development activities to this current evaluation's date. The Lending Test is rated Satisfactory. The FDIC provides quarterly updates for FDIC-supervised institutions to the FFIEC. Last Modified: 11/09/2018 10:06 AM . CRA Performance Evaluation Reports; Assessment Area Review (Live Mapping session) . The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods. Elk City, OK 73644 . PERFORMANCE EVALUATION . This document is an evaluation of the Community Reinvestment Act (CRA) performance of United Bank and Trust, Abilene, Texas, prepared by the Federal Reserve Bank of Dallas . Source: FFIEC, Due to rounding, totals may not equal 100.0 (%) Performance . TD Bank, N.A.

22196 1800 Parkway Place, Suite 500 .

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COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION International Bank of Commerce Certificate Number: 19629 . On December 22, 1989, the Federal Financial Institutions Examination Council (FFIEC) published for public comment proposals to implement all aspects of these amendments (54 FR 1700 East Golf Road, Suite 800 Schaumburg, IL 60173 . the Federal Financial Institutions Examination Council (FFIEC) creates aggregate and disclosure reports for each metropolitan area (MA). 2%. PERFORMANCE EVALUATION . assess the institution's record of meeting the . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . For CRA performance ratings of banks currently supervised by the Office of the Comptroller of the Currency (OCC), or the Federal Reserve Board (FRB), use the Interagency Ratings Web site of the Federal Financial Institutions Examination Council (FFIEC). CRA Performance Evaluation February 21, 2017 The agency rates the CRA performance of an institution consistent with the provisions set forth in Appendix A to 12 CFR Part 25. Also, it is the median income determined by the Federal Financial Institutions Examination Council (FFIEC) annually that is used to determine the . The main office is located at 160 Main Street, Gloucester. SCOPE OF EVALUATION General Information This evaluation covers the period from the prior evaluation dated August 11, 2014 to the current evaluation dated September 17, 2018.

2035 Limestone Road . The 2015 Federal Financial Institutions Examination Council (FFIEC) adjusted median family income is . Operations In addition to the main office at 342 Main Street in Wakefield, the bank operates two full-service branches.

CRA Performance Evaluations Archive (1999) Date. 7 Prior CRA Performance Evaluations can be obtained from the regulator that conducted the previous CRA evaluation through their public websites. This document is an evaluation of the Community Reinvestment Act performance of The First National Bank of Commerce (a.k.a. public/cra large institution performance evaluation dsbb no. The prior evaluation resulted in an overall rating of "Satisfactory . Elmira, NY 14901 . The Non-MSA AAs include 24 census tracts, including 1 moderate-income tract, 16 . PERFORMANCE EVALUATION. 2014, using the Federal Financial Institutions Examination Council's ("FFIEC") CRA Interagency Procedures for Large Institutions.

For small business loans, ESB's percentage of loans to businesses with gross annual revenues . 2010 US Census data & 2013 FFIEC updated income data . Wholesale and Limited Purpose Performance Evaluation FFIEC November 13, 1995 1 GENERAL INFORMATION The Community Reinvestment Act (CRA) requires each federal financial supervisory agency to . This document is an evaluation of the CRA performance of Rockdale National Bank prepared by the Office of the Comptroller of the Currency, the institution's supervisory agency, as of September 30, 1998. PERFORMANCE EVALUATION. BNB Bank . Map of each assessment area that shows the boundaries.

Richmond, Virginia 23219 . Federal Reserve Bank of Richmond. The most recent CRA Performance Evaluation. The procedures consist of the Lending, Investment, and Service . Upon conclusion of such examination, the agency must prepare a written evaluation of the institution's record of meeting the credit needs of its community. The CRA performance rating does not reflect on an institution's financial condition. This evaluation does not consider any General Information This evaluation covers the period from the prior . These categories are based on the 2020 Federal Financial Institutions Examination Council (FFIEC)-updated MFI for the IL Non-MSA, which is . If your bank received a less-than-satisfactory rating during its most recent examination, it must include a description of efforts to improve its performance and update . 2015 CRA Performance Evaluation conducted by the Office of the Comptroller of the Currency ("OCC"). Chicago, IL 60607 . The following performance factors support Lee Bank's Satisfactory Community Reinvestment Act (CRA) performance. The 2020 CRA Aggregate and Disclosure data, used for CRA Peer analysis, was released on Tuesday, December 21.

We conducted the examination in July 2017, and th e evaluation covered activities since the bank's . .

Search for Performance Evaluations & Ratings of State Member Banks. Community Reinvestment Act (CRA) Help. Commerce Exchange Bank.

BNB's CRA performance was reviewed using the Federal Financial Institutions Examination Council's ("FFIEC") Interagency . previous CRA Evaluation using FFIEC Intermediate Small Institution Examination Procedures . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Chino Commercial Bank, N.A. Examiners used Small Bank Examination Procedures established by the Federal Financial Institutions Examination Council (FFIEC) to evaluate the bank's CRA Performance.

9807 . By selecting the criteria of the bank (s) you wish to obtain, you can get the latest CRA rating.

Distribution web site at https://cdr.ffiec.gov/public.

A copy of the public section of your bank's most recent CRA performance evaluation. P. O. Great Plains National Bank . Documents are in PDF format. Gotham was examined using the FFIEC CRA Intermediate Small Bank examination procedures which consist of tests for lending and community development performance. Also, it is the median income determined by the Federal Financial Institutions Examination Council (FFIEC) annually that is used to determine the .

to delay publication of the written Community Re investment Act (CRA) Performance Evaluation. Satisfactory rating at its previous CRA Performance Evaluation, dated February 22, 2011. Small Institution Performance Evaluation ID-RSSD-326652 FFIEC November 13, 1995 RESTRICTED FR Number - 11-48-0032 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION .

Examiners used the Federal Financial Institutions Examination Council's (FFIEC) Interagency Intermediate-Small Institutions procedures to evaluate Cornerstone Bank's CRA performance.

FFIEC Releases CRA Peer, Performance Evaluation, and Market Share Data Back Added on December 23, 2021 The CRA Peer, Performance Evaluation, and Market Share data are now available for use in Comply. All of the procedures reflect the intent of the regulation to establish performance-based CRA examinations that are complete and accurate but, to the maximum extent possible, mitigate the compliance burden for institutions.

861304 333 East Water Street . "First Commerce Bank"), prepared by the Office of the

in accordance with the Federal Financial Institutions Examination Council ("FFIEC") CRA Interagency Examination Procedures for Small Banks ("Interagency CRA small bank procedures"). Amboy's CRA performance was evaluated using the Federal Financial Institutions Examination Council's ("FFIEC") CRA Interagency Examination Procedures for Large . Examiners used the Federal Financial Institutions Examination Council's (FFIEC) Interagency Intermediate-Small Institutions procedures to evaluate Greenfield Co-operative Bank's CRA performance.

Large Institution CRA Examination Procedures OCC, FRB, and FDIC April 2014 3 g. The length of time since the assessment area(s) was last examined using a . Charter Number 24096 . This process included an evaluation of CRA activities under the Lending Test criteria, as well as an evaluation of lending, investments, and services . Richmond, Virginia 23261. Operations The institution operates two full-service branch offices located in Essex County, MA. ALLY BANK Midvale, UT Population Characteristics CRA Performance Evaluation February 21, 2017 Census data indicates that, between 2000 and 2010, the population of the state as a whole increased . Satisfactory rating at its previous CRA Performance Evaluation, dated August 10, 2015, based on the FFIEC Interagency Small Institution Examination Procedures. The Community Reinvestment Act (CRA) is intended to . The Agencies first published the Questions and Answers under the auspices of the Federal Financial Institutions Examination Council (FFIEC) in 1996 (61 FR 54647).