You can get 2 miles per each dollar you spent on purchases or at the restaurants around the world made directly with Delta. Get 3% cash back on restaurants, entertainment, popular streaming services, and grocery purchases, plus 1% on Chase Freedom Flex. Wells Fargo Active Cash credit card. The Chase Freedom Unlimited is the best no-annual-fee card thanks to its high Best Credit Cards With No Annual Fee of May 2022.
If you choose to deposit your cash back rewards in a Tangerine savings account, youll get a third bonus category earning 2% cash back. If you are searching for the best credit card with no annual fee, these are some of the best credit cards to consider. Get 3x rewards points on Dining, Groceries & Petrol. The deal: Interest rate: 0% for 6 months, then 12.95% afterwards Annual fee: $20 ($10 every six months) Balance transfer fee: None Monthly payments: Must be above the monthly minimum (either 3% or $10 of the balance owing - Annual Fees. Interest rate: 12.99% to 18%. Best for Dining: Capital One SavorOne Cash Rewards Credit Card. Discover charges no annual fee, no foreign transaction fees and waives your first late fee (up to $41 late payment fee thereafter; late payments will affect your credit score). Table of Contents. Chase Slate. Chase Slate is one of the best no-annual-fee credit cards to help you pay down high-interest debt. The best no annual fee credit cards offer valuable perks like long 0% intro APR offers and big signup bonuses. Your bonus category options include: groceries, restaurants, gas, drugstores, Many companies offer a range of no fee cards as well as cards with fees. -. No annual fees. Cashback worth Rs. No annual fee is among its top benefits. Compare the top credit cards with no annual fee and apply The best credit cards of 2022. 5. The MBNA True Line Mastercard offers cardholders one of the best balance transfer offers in Canada, plus low permanent rates on purchases. Credit Cards for beginners that don't have any annual fees but still have a sign up bonus where they will pay you for signing up! The best no-annual-fee credit cards for July 2022 By Why its the best no-annual-fee credit card for hotels across multiple brands: If you tend to stay at hotels from BankAmericard credit card offers a 0% intro APR for 18 billing cycles on purchases and balance transfers (made within 60 days of opening your account). Chase Freedom Flex. Earn 5 times rewards on purchases subsequent to crossing the spend of INR 4 lakhs annually. Balance transfer credit card Santander Everyday No Balance Transfer Fee Credit Card. SILVER: Farmers Insurance Federal Credit Union Crystal Visa. Our credit estimate: Fair (560-660) Welcome bonus: N/A. Best Card For No Annual Fee Credit Card Top Perk; Best for Travel: Discover it Miles: 1.5x miles earned on every dollar spent: Best for Everyday Rewards: Citi Double Chase Slate. Capital One VentureOne Rewards Credit Card.
Why We Like It: For those who travel for business or pleasure and enjoy dining out, the benefits offered by the Chase Sapphire Preferred Card far outweigh the annual fee of $0. And like other Ink Business cards from Chase Bank, the Ink Business Unlimited Credit Card gets you other nice perks like free employee cards, a yearlong introductory APR of 0% (followed by a 13.24% to 19.24% variable APR), and no annual fee. Chase Freedom Flex. At A Glance: The Citi Double Cash Card offers rewards that are quite unique - 2% cash back on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay Best for Unlike a debit card, it helps build your RinggitPlus brings you the latest deals, discounts and offers from your favourite credit cards so you can maximise on savings. updated Jun 3, 2022.
With this card, you earn 2% cash back on all your purchases, with no special categories of spending required to get the money back. The Blue Cash Everyday Card tops our list of the best credit cards of 2022 with no annual fee thanks to its generous cashback offers on supermarket, gas station, and department store purchases. Here are The Smart Investor Selects picks for the top no annual fee credit cards: Best for everyday purchases: The Amex EveryDay Credit Card. Non-air accident cover worth 4 lakhs for self. After that, a variable Best for No Annual Fee, Travel, Shopping, Rewards. Bank of America Travel Rewards credit card: Best for General travel. American Express Blue Business Cash Card. Chase Slate Card. $0. Best secured credit card: Discover it Secured. Here are some of the top elite credit cards with no annual fee:Travel: Capital One VentureOne Rewards Credit Card This is an elite $0 annual fee credit card due to its ample rewards. Cash Back: Citi Double Cash Card 18 month BT offer This is an elite $0 annual fee credit card because it gives one of the highest cash back rates Balance Transfer: U.S. More items Our view: The Co-operative Bank's credit card charges an annual fee of $20 and offers an attractive long-term low interest rate. Best No Annual Fee Credit Cards of June 2022 Chase Freedom Unlimited. 8. Learn more about these 2 popular JetBlue cards and the business card version in our article reviewing the best cards for JetBlue flyers. Best cash back credit card with
Petal can then use this information, in addition to your credit, to decide 302 Best Credit Cards with No Annual Fee 2022 Compare Top Offers, Apply Online, and Get High Rewards and Signup Bonuses with Your Credit Card for Free. Fresh pour-over and breakfast sandwich at Tofitian Cafe, Tofino. Free for the first year, and when you spend RM12,000 annually for the subsequent years. The Bank of America Travel Rewards credit card is one of the best credit cards with no foreign transaction fees and $0 annual fee. 1.5X Points per dollar spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. 3. They all offer a sign-up bonus and have some nice benefits and user perks. 12 Best No-Annual-Fee Credit Cards of 2022. by Elizabeth Aldrich. Bonus Offer: Earn $200 after spending $500 in the first 3 months of account opening. So for simple but competitive cash rewards, we recommend the Ink Business Unlimited Credit Card from Chase. Unlike a debit card, it helps build your credit history A contender for Canadas best no-fee cash back credit card is Amexs SimplyCash card which is, if anything, even more straightforward than the Green Card. Catch all that in the points below. 1.2 Standard Chartered Manhattan Credit Card. Its a lifetime free card. Credit limit available up to 50% of the annual income, subject to the maximum limit of 25 lakhs. The Wells Fargo Active Cash is a credit card that works around cash back rewards, with no annual fee and 0% intro APR. Its one of the rare Mastercards at the premium World Elite level that comes with no annual fee. 13.99% p.a. Petal 1 "No Annual Fee" Visa Credit Card: Best for No security deposit. 1.1 SimplyClick SBI Card. While it varies per company, credit card annual fees can range from $30 to $100. Credit Limits: Start at $5,000 and adjust up. Compare. 1.4 Chase Freedom Flex Card. Earn 2 reward points per Rs. The best credit cards with no annual fee can give you great rewards and benefits, along with intro bonuses for people with good to excellent credit. No fee credit cards are cards you can use without having to pay an annual fee each year. 50,000 and above every month. There is no one best Visa card as each person has a unique credit profile and set of needs. Best overall card with no annual fee. No annual fees for life and 1 Infinite Rewards Point per 10 spend. Citi Double Cash Card. The Citi Secured Mastercard is a no annual fee credit card that helps you build your credit when used responsibly. No-Annual-Fee Credit Card Bonuses. The card earns 1.5% cash back on all purchases. Genius rating: User reviews: (3) Rewards rate: N/A. Non-Amex rewards credit card M&S Bank Credit Card Rewards Offer. 1.2.1 Key Benefits.
Free Spirit Travel Mastercard. Capital One Walmart
10 Best No Annual Fee Rewarding Credit Cards. Intro Offer: 60,000 bonus points. Petal 2 "Cash Back, No Fees" Visa Credit Card: Best for No-deposit starter card: No fees. Best overall card with no annual fee. Best credit cards with no annual fee. If you prefer to only carry one credit card at a time, the Rogers World Elite Mastercard is the card for you. The best no-annual-fee credit cards. The card also has another big perk: an intro APR on purchases. Earn rewards on everyday purchases with one of the best no annual fee travel credit cards 2022. credit cards with no annual fee offer better value and more benefits in the long run. The following credit card issuers cap credit card interest rates and/or waive annual fees for credit cards opened prior to active military service only. Best for cashback These credit card fees may not seem much, but they add up over time. Pros: Earn 2% cash back on the first $50,000 spent on eligible purchases annually. Citi Double Cash Card 18 month BT offer. Annual fee: $0. The card also makes it easier for customers to manage their monthly expenses by offering payment flexibility. American Express Blue Business Cash Card - Best for Flat Rate Business Rewards. Best for everyday shopping: Blue Cash Everyday Card from American Express. The APRs vary between 15.74% and 24.74%. Best overall: Chase Freedom Flex. American Express SimplyCash. The Alliant Cashback Visa Signature Card ranks as Selects best cash-back card, even with its $99 annual fee (waived the first year). For the best cash back credit cards 2022 ranking, MoneySense tapped into Ratehub.cas credit card tool and calculated the numbers for both 2 reward points on a spend of every INR 150. Here are the best no annual fee credit cards: Best for Cash Back: Citi Double Cash Card. Citi Double Cash Card: Best for flat-rate cash back.
Thats notable for a card that A balance transfer fee of either PROS & CONS.
ANZ Rewards Travel Adventures - Best Insurance Coverage. Annual fee: $0. Chase Freedom Unlimited. 2. 0% 32 months reverts to 21.49% p.a. Our list gives you a good place to start. Spend $2,000 Best 5 Credit Cards for Travel for Australians in 2022: Bankwest Breeze Platinum - Lowest Interest Rate. Intro 0% APR: New purchases. Capital One Platinum Secured Credit Card: Best for Secured cards: Low deposit. The card, with no annual and joining fees, comes with a flurry of discounts, rewards, cashbacks, and much more. To save money, compare the fees and charges of different credit cards and go for the one that offers the best features with the lowest fees. NerdWallet's Best Credit Cards to Build Credit of July 2022. The Chase Freedom Unlimited is another top pick for a no-annual-fee card especially if there's a chance that you'll want to earn more valuable credit card rewards with a
Despite its $0 annual fee, the card offers a decent welcome bonus and a solid rewards-earning structure. The Petal 1 "No Annual Fee" Visa Credit Card could be a good option if you're having trouble getting approved for other credit cards. Citi Double Cash Card 18 month BT offer. American Express Blue Business Cash Card - Best for Flat Rate Business Rewards. This basic card Free Spirit card provides some modest earning power, inflight savings, and priority boarding not bad for a no-annual-fee card. Earn unlimited 1.25X miles on every purchase, every day. HDFC Moneyback Card. Best Credit Best card for groceries: Blue Cash Preferred Card from American Express. No annual fees for life and 1 Infinite Rewards Point per 10 spend. Best American Express Credit Cards Platinum Card From American Express Review Capital One Venture X Card Review Citi Custom Cash Card Review Chase Sapphire Preferred Credit Card Review American While it varies per company, credit card annual fees can range from $30 to $100. Sign-up Bonus: 20,000 bonus points that are worth $200 in Cash Back. Terms apply to American Express benefits and offers. Wells Fargo Platinum Visa Card. Best to save money: Capital One Quicksilver Cash Rewards Credit Card. Regular APR: 15.74 to 24.74%. No CDW (which is useless on ALL credit cards outside of Canada & US car rentals anyway). APPLY BY 30 JUNE 2022 Apply by 30 Jun 22. Chase Slate is one of the best no-annual-fee credit cards to help you pay down high-interest debt. Best for Balance Transfers: Citi Simplicity Card - No Late Fees Ever. Bank of America Customized Cash Rewards: Great for Credit Needed: Good. Our Take.
None of these cards have an annual fee. Watch out for administrative fees. Credit card issuers have the right to change terms and conditions, and that includes adjusting rates and fees. APR rates and credit limits vary based on your individual credit. Banks have final say on who they accept for a credit card. When you apply, you'll link your bank account and give Petal read-only access to view your transactions. It's free for life. Chase Sapphire Preferred also comes with a host of travel perks and partner benefits through DoorDash, Peloton, and Lyft. Delta SkyMiles Blue American Express Card. 0% APR on purchases for 15 months from account opening. Ideally, get a no annual fee for life credit card in the Philippinesit can save you up to 6,000 a year. 250 on spending Rs.
Discover it Miles: Best for
Capital One Spark Cash Select - $500 Cash Bonus - Best for Business Travel Abroad.
This popular Chase card carries a $95 annual fee but offers a welcome bonus worth $750 when redeemed for travel through Chase Ultimate Rewards.
Best Credit Cards With No Annual Fee of May 2022. HSBC Visa Platinum Credit Card. Contents [ hide] 1 Best Credit Card in India with No Annual Fee in 2022.
1. Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Best credit card with a high sign-up bonus and no annual fee. Excellent, Good. Bonus Offer: Earn an additional 1.5% cash back on purchases (up to $20,000 spent in the first year) Intro 0% APR: New purchases.
If you choose to deposit your cash back rewards in a Tangerine savings account, youll get a third bonus category earning 2% cash back. If you are searching for the best credit card with no annual fee, these are some of the best credit cards to consider. Get 3x rewards points on Dining, Groceries & Petrol. The deal: Interest rate: 0% for 6 months, then 12.95% afterwards Annual fee: $20 ($10 every six months) Balance transfer fee: None Monthly payments: Must be above the monthly minimum (either 3% or $10 of the balance owing - Annual Fees. Interest rate: 12.99% to 18%. Best for Dining: Capital One SavorOne Cash Rewards Credit Card. Discover charges no annual fee, no foreign transaction fees and waives your first late fee (up to $41 late payment fee thereafter; late payments will affect your credit score). Table of Contents. Chase Slate. Chase Slate is one of the best no-annual-fee credit cards to help you pay down high-interest debt. The best no annual fee credit cards offer valuable perks like long 0% intro APR offers and big signup bonuses. Your bonus category options include: groceries, restaurants, gas, drugstores, Many companies offer a range of no fee cards as well as cards with fees. -. No annual fees. Cashback worth Rs. No annual fee is among its top benefits. Compare the top credit cards with no annual fee and apply The best credit cards of 2022. 5. The MBNA True Line Mastercard offers cardholders one of the best balance transfer offers in Canada, plus low permanent rates on purchases. Credit Cards for beginners that don't have any annual fees but still have a sign up bonus where they will pay you for signing up! The best no-annual-fee credit cards for July 2022 By Why its the best no-annual-fee credit card for hotels across multiple brands: If you tend to stay at hotels from BankAmericard credit card offers a 0% intro APR for 18 billing cycles on purchases and balance transfers (made within 60 days of opening your account). Chase Freedom Flex. Earn 5 times rewards on purchases subsequent to crossing the spend of INR 4 lakhs annually. Balance transfer credit card Santander Everyday No Balance Transfer Fee Credit Card. SILVER: Farmers Insurance Federal Credit Union Crystal Visa. Our credit estimate: Fair (560-660) Welcome bonus: N/A. Best Card For No Annual Fee Credit Card Top Perk; Best for Travel: Discover it Miles: 1.5x miles earned on every dollar spent: Best for Everyday Rewards: Citi Double Chase Slate. Capital One VentureOne Rewards Credit Card.
Why We Like It: For those who travel for business or pleasure and enjoy dining out, the benefits offered by the Chase Sapphire Preferred Card far outweigh the annual fee of $0. And like other Ink Business cards from Chase Bank, the Ink Business Unlimited Credit Card gets you other nice perks like free employee cards, a yearlong introductory APR of 0% (followed by a 13.24% to 19.24% variable APR), and no annual fee. Chase Freedom Flex. At A Glance: The Citi Double Cash Card offers rewards that are quite unique - 2% cash back on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay Best for Unlike a debit card, it helps build your RinggitPlus brings you the latest deals, discounts and offers from your favourite credit cards so you can maximise on savings. updated Jun 3, 2022.
With this card, you earn 2% cash back on all your purchases, with no special categories of spending required to get the money back. The Blue Cash Everyday Card tops our list of the best credit cards of 2022 with no annual fee thanks to its generous cashback offers on supermarket, gas station, and department store purchases. Here are The Smart Investor Selects picks for the top no annual fee credit cards: Best for everyday purchases: The Amex EveryDay Credit Card. Non-air accident cover worth 4 lakhs for self. After that, a variable Best for No Annual Fee, Travel, Shopping, Rewards. Bank of America Travel Rewards credit card: Best for General travel. American Express Blue Business Cash Card. Chase Slate Card. $0. Best secured credit card: Discover it Secured. Here are some of the top elite credit cards with no annual fee:Travel: Capital One VentureOne Rewards Credit Card This is an elite $0 annual fee credit card due to its ample rewards. Cash Back: Citi Double Cash Card 18 month BT offer This is an elite $0 annual fee credit card because it gives one of the highest cash back rates Balance Transfer: U.S. More items Our view: The Co-operative Bank's credit card charges an annual fee of $20 and offers an attractive long-term low interest rate. Best No Annual Fee Credit Cards of June 2022 Chase Freedom Unlimited. 8. Learn more about these 2 popular JetBlue cards and the business card version in our article reviewing the best cards for JetBlue flyers. Best cash back credit card with
Petal can then use this information, in addition to your credit, to decide 302 Best Credit Cards with No Annual Fee 2022 Compare Top Offers, Apply Online, and Get High Rewards and Signup Bonuses with Your Credit Card for Free. Fresh pour-over and breakfast sandwich at Tofitian Cafe, Tofino. Free for the first year, and when you spend RM12,000 annually for the subsequent years. The Bank of America Travel Rewards credit card is one of the best credit cards with no foreign transaction fees and $0 annual fee. 1.5X Points per dollar spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. 3. They all offer a sign-up bonus and have some nice benefits and user perks. 12 Best No-Annual-Fee Credit Cards of 2022. by Elizabeth Aldrich. Bonus Offer: Earn $200 after spending $500 in the first 3 months of account opening. So for simple but competitive cash rewards, we recommend the Ink Business Unlimited Credit Card from Chase. Unlike a debit card, it helps build your credit history A contender for Canadas best no-fee cash back credit card is Amexs SimplyCash card which is, if anything, even more straightforward than the Green Card. Catch all that in the points below. 1.2 Standard Chartered Manhattan Credit Card. Its a lifetime free card. Credit limit available up to 50% of the annual income, subject to the maximum limit of 25 lakhs. The Wells Fargo Active Cash is a credit card that works around cash back rewards, with no annual fee and 0% intro APR. Its one of the rare Mastercards at the premium World Elite level that comes with no annual fee. 13.99% p.a. Petal 1 "No Annual Fee" Visa Credit Card: Best for No security deposit. 1.1 SimplyClick SBI Card. While it varies per company, credit card annual fees can range from $30 to $100. Credit Limits: Start at $5,000 and adjust up. Compare. 1.4 Chase Freedom Flex Card. Earn 2 reward points per Rs. The best credit cards with no annual fee can give you great rewards and benefits, along with intro bonuses for people with good to excellent credit. No fee credit cards are cards you can use without having to pay an annual fee each year. 50,000 and above every month. There is no one best Visa card as each person has a unique credit profile and set of needs. Best overall card with no annual fee. No annual fees for life and 1 Infinite Rewards Point per 10 spend. Citi Double Cash Card. The Citi Secured Mastercard is a no annual fee credit card that helps you build your credit when used responsibly. No-Annual-Fee Credit Card Bonuses. The card earns 1.5% cash back on all purchases. Genius rating: User reviews: (3) Rewards rate: N/A. Non-Amex rewards credit card M&S Bank Credit Card Rewards Offer. 1.2.1 Key Benefits.
Free Spirit Travel Mastercard. Capital One Walmart
10 Best No Annual Fee Rewarding Credit Cards. Intro Offer: 60,000 bonus points. Petal 2 "Cash Back, No Fees" Visa Credit Card: Best for No-deposit starter card: No fees. Best overall card with no annual fee. Best credit cards with no annual fee. If you prefer to only carry one credit card at a time, the Rogers World Elite Mastercard is the card for you. The best no-annual-fee credit cards. The card also has another big perk: an intro APR on purchases. Earn rewards on everyday purchases with one of the best no annual fee travel credit cards 2022. credit cards with no annual fee offer better value and more benefits in the long run. The following credit card issuers cap credit card interest rates and/or waive annual fees for credit cards opened prior to active military service only. Best for cashback These credit card fees may not seem much, but they add up over time. Pros: Earn 2% cash back on the first $50,000 spent on eligible purchases annually. Citi Double Cash Card 18 month BT offer. Annual fee: $0. The card also makes it easier for customers to manage their monthly expenses by offering payment flexibility. American Express Blue Business Cash Card - Best for Flat Rate Business Rewards. Best for everyday shopping: Blue Cash Everyday Card from American Express. The APRs vary between 15.74% and 24.74%. Best overall: Chase Freedom Flex. American Express SimplyCash. The Alliant Cashback Visa Signature Card ranks as Selects best cash-back card, even with its $99 annual fee (waived the first year). For the best cash back credit cards 2022 ranking, MoneySense tapped into Ratehub.cas credit card tool and calculated the numbers for both 2 reward points on a spend of every INR 150. Here are the best no annual fee credit cards: Best for Cash Back: Citi Double Cash Card. Citi Double Cash Card: Best for flat-rate cash back.
Thats notable for a card that A balance transfer fee of either PROS & CONS.
ANZ Rewards Travel Adventures - Best Insurance Coverage. Annual fee: $0. Chase Freedom Unlimited. 2. 0% 32 months reverts to 21.49% p.a. Our list gives you a good place to start. Spend $2,000 Best 5 Credit Cards for Travel for Australians in 2022: Bankwest Breeze Platinum - Lowest Interest Rate. Intro 0% APR: New purchases. Capital One Platinum Secured Credit Card: Best for Secured cards: Low deposit. The card, with no annual and joining fees, comes with a flurry of discounts, rewards, cashbacks, and much more. To save money, compare the fees and charges of different credit cards and go for the one that offers the best features with the lowest fees. NerdWallet's Best Credit Cards to Build Credit of July 2022. The Chase Freedom Unlimited is another top pick for a no-annual-fee card especially if there's a chance that you'll want to earn more valuable credit card rewards with a
Despite its $0 annual fee, the card offers a decent welcome bonus and a solid rewards-earning structure. The Petal 1 "No Annual Fee" Visa Credit Card could be a good option if you're having trouble getting approved for other credit cards. Citi Double Cash Card 18 month BT offer. American Express Blue Business Cash Card - Best for Flat Rate Business Rewards. This basic card Free Spirit card provides some modest earning power, inflight savings, and priority boarding not bad for a no-annual-fee card. Earn unlimited 1.25X miles on every purchase, every day. HDFC Moneyback Card. Best Credit Best card for groceries: Blue Cash Preferred Card from American Express. No annual fees for life and 1 Infinite Rewards Point per 10 spend. Best American Express Credit Cards Platinum Card From American Express Review Capital One Venture X Card Review Citi Custom Cash Card Review Chase Sapphire Preferred Credit Card Review American While it varies per company, credit card annual fees can range from $30 to $100. Sign-up Bonus: 20,000 bonus points that are worth $200 in Cash Back. Terms apply to American Express benefits and offers. Wells Fargo Platinum Visa Card. Best to save money: Capital One Quicksilver Cash Rewards Credit Card. Regular APR: 15.74 to 24.74%. No CDW (which is useless on ALL credit cards outside of Canada & US car rentals anyway). APPLY BY 30 JUNE 2022 Apply by 30 Jun 22. Chase Slate is one of the best no-annual-fee credit cards to help you pay down high-interest debt. Best for Balance Transfers: Citi Simplicity Card - No Late Fees Ever. Bank of America Customized Cash Rewards: Great for Credit Needed: Good. Our Take.
None of these cards have an annual fee. Watch out for administrative fees. Credit card issuers have the right to change terms and conditions, and that includes adjusting rates and fees. APR rates and credit limits vary based on your individual credit. Banks have final say on who they accept for a credit card. When you apply, you'll link your bank account and give Petal read-only access to view your transactions. It's free for life. Chase Sapphire Preferred also comes with a host of travel perks and partner benefits through DoorDash, Peloton, and Lyft. Delta SkyMiles Blue American Express Card. 0% APR on purchases for 15 months from account opening. Ideally, get a no annual fee for life credit card in the Philippinesit can save you up to 6,000 a year. 250 on spending Rs.
Discover it Miles: Best for
Capital One Spark Cash Select - $500 Cash Bonus - Best for Business Travel Abroad.
This popular Chase card carries a $95 annual fee but offers a welcome bonus worth $750 when redeemed for travel through Chase Ultimate Rewards.
Best Credit Cards With No Annual Fee of May 2022. HSBC Visa Platinum Credit Card. Contents [ hide] 1 Best Credit Card in India with No Annual Fee in 2022.
1. Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Best credit card with a high sign-up bonus and no annual fee. Excellent, Good. Bonus Offer: Earn an additional 1.5% cash back on purchases (up to $20,000 spent in the first year) Intro 0% APR: New purchases.