The 2010 to 2020 study reviewed 14,765 CRA performance evaluations on large, intermediate and small institution exams from the Federal Reserve Bank, Federal Deposit Federal Deposit Insurance Corporation .
Marietta, Ohio 41501 . Welcome to the FFIEC Interagency CRA Rating Search. 2901 et seq.) The CRA Performance Evaluation is the evaluation of institutions record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operation of the institution. The FDIC applies the lending, investment, and service Frost Bank CRA Performance Evaluation San Antonio, TX August 13, 2018 . COMMUNITY REINVESTMENT ACT . BancorpSouth Bank . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION First Northern Bank of Dixon Certificate Number: 3440 195 North First Street Dixon, California 95620 Federal Deposit
Are banks required to keep a CRA public file? PERFORMANCE EVALUATION. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Comerica Bank RSSD # 60143 1717 Main Street Dallas, Texas 75201 Comerica Bank CRA Performance Evaluation Dallas, Texas February 8, 2021 and a net loan-to-deposit ratio of 68.9 percent. This Performance Evaluation assesses the banks performance under the Lending, Investment, and Service Tests. 2022 Interagency Notice of Proposed Rulemaking. (download size 2.36MB) Examination Date: October 16, 2017. It required banks to meet the credit needs of the communities where they do business. BancorpSouth Bank . Office of the Comptroller of Operations . Community Reinvestment Act. Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations.
PERFORMANCE EVALUATION . Cleveland, Ohio 44101-1387 . Access our most recent public CRA disclosure statements. The information on this site may be downloaded by any member of the public. CRA requires the FDIC to assess an institution's record of helping to meet the credit needs of the local communities in which the institution is chartered. The evaluation covers Plan years
CRA Performance Evaluation. The FDIC applies the lending, investment, and service tests, as provided in 345.22 through 345.24, in evaluating the performance of a bank, except as provided in paragraphs (a) (2), (a) (3), and (a) (4) of this section. Trustmark National Bank Charter Number: 10523 . Map of each assessment area that shows the boundaries. Chicago, IL 60605 . This search engine will enable you to find the latest CRA ratings of financial institutions supervised by the Federal Reserve, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, and/or Office of Thrift Supervision. Upon conclusion, a written CRA Performance Evaluation is prepared. Appendix A to Part 25 - Ratings. 195 North First Street .
FSBs prior CRA performance evaluation dated July 2, 2018 assigned an overall Satisfactory rating using intermediate small bank procedures. A bank's entire public CRA file must be available at its main office. CRA Statute & Tools. Federal Deposit Insurance Corporation Division of Depositor and Consumer Protection Kansas City Regional Office . 400 7th Street SW Washington, D.C. 20219 . Choose the link below to view the most recent U.S. Bank National Association CRA Performance evaluation. The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nations financial system. San Francisco Regional Office .
CRA. Charter Number 4596. Office of the Comptroller of the Currency . NOTE: This document is an evaluation of this institution's record of meeting the credit needs of its PERFORMANCE EVALUATION . and constraints, past performance and the performance of similarly situated lenders the banks public file and any written comments about the banks CRA performance any other relevant information Qualified Investment A lawful investment, deposit, membership share or grant that has as its primary purpose community develop-ment. Charter Number: 10523 . [back to text] CRA Disclosure Statements are publicly available on the FFIEC website. systems, retail and commercial loans, deposit products and services, and CD services provided in the banks AAs. Since July 1, 1990, the agencies are required to make an institutions rating and written performance evaluation available to the public. Valley National Bank Charter Number: 15790 . Old Second National Bank . A bank shall maintain a public file that includes the following information: (1) All written comments received from the public for the current year and each of the prior two calendar years that specifically relate to the bank's performance in helping to meet community credit needs, and any response to the comments by the bank, if neither the COMMUNITY REINVESTMENT ACT . Peoples Bank . Northwest Bank Certificate Number: 32647 . Examples of CRA Examinations . CRA applies to FDIC-insured depository institutions, such as national banks, savings Public performance evaluations can be obtained from b anks nd re lso v il ble on the . For suggestions regarding this site, Contact Us. Certificate Number: 11813 . Historically, around 98% of banks have passed their CRA evaluations every year. CRA will be essential for COVID-19 economic recovery in the communities hardest hit by the pandemic. drive-in and night deposit services, and safe deposit facilities. The Office of the Comptroller of the Currency each quarter releases a list of national banks to be examined for compliance with the Community Reinvestment Act (CRA) in the next calendar CRA performance based on an evaluation conducted as of June 30, 2014.
One Mississippi Plaza 201 South Spring Street BCS received a Satisfactory rating at the prior June 28, 2010, FDIC CRA Performance Evaluation based on CRA Large Bank procedures. Charter Number 4596. The proposal includes five performance scores: Outstanding, High Satisfactory, Low Satisfactory, Needs to Improve, and Substantial Noncompliance. Scores would be PERFORMANCE EVALUATION . PERFORMANCE EVALUATION. One Mississippi Plaza 201 South Spring Street Tupelo, Mississippi 1100 Walnut Street, Suite 2100 Kansas City, Missouri 64106 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . The following table reflects the loan portfolio mix. CRA PERFORMANCE EVALUATION COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Chino Commercial Bank, N.A. This evaluation covers the period from January 30, 2017, to July 9, 2019, the date of the previous evaluation to the current evaluation date. The bank received a Satisfactory rating in its previous CRA evaluation, dated September 6, The Community Reinvestment Act (CRA, P.L. Types of CRA RatingsOverall ratingState ratingMultistate metropolitan statistical area (MSA) ratingComponent test ratings What is the Community Reinvestment Act (CRA)? The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods. PERFORMANCE EVALUATION. Charter Number: 23695 . 861304 333 East Water Street . O Cs Web site. Charter Number: 24522 HBUS was rated Satisfactory at its previous CRA evaluation dated December 31, 2014. for Community Reinvestment Act (CRA) data reporters. Data collec tion, maintenance, and reporting are important aspects of financial insti tution evaluations under CRA. This guide can be used as a resource when collecting and maintaining data, creating a submission, and posting lending data in the CRA public file. The FFIEC produces a public dis The FDIC assesses the CRA performance of a bank in an examination as follows: ( 1) Lending, investment, and service tests. Federal Reserve Bank of Cleveland . 705 North Grand Avenue Spencer, Iowa 51301 . CRA Ratings and Performance Evaluations (PEs) Interagency CRA Ratings Page FDIC Ratings and PEs FRB Ratings and PEs OCC Ratings and PEs OTS Ratings and PEs . NOTE: This document is an evaluation of this bank's record of meeting the credit needs of its As a federal law enacted in 1977, the CRA encourages financial institutions to reinvest in the communities it serves. As is the case each month, the OCC and FDIC released a list of Community Reinvestment Act (CRA) performance evaluations from May of 2018. Division of Depositor and Consumer Protection . Bank Name: U.S. Bank National Association. The Federal Reserve evaluates how well state member banks have helped meet the needs of their communities using one of five in Woodsville, New Hampshire (NH) and wholly owned by Guaranty Bancorp, Inc. If these, one bank was given an Outstanding The CRA Performance Evaluation is the evaluation of institutions record of meeting the credit needs of its entire community, including low- and moderate Welcome to the FFIEC Interagency CRA Rating Search. federal bank regulatory agencies in assessing CRA performance.
In December 2019, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) issued a notice of proposed rulemaking (NPRM) that would considerably weaken the regulations implementing the Community Reinvestment Act (CRA), a law designed to combat redlining by requiring banks to affirmatively and continually Ally Bank, together with AFI, is the nation's Box 6387 .
PERFORMANCE EVALUATION . San Francisco Regional Office . At each branch: a) A copy of the public section of the bank's most recent CRA Performance Evaluation and a list of services provided by the branch; and b) Within five calendar days of the request, all the information in the public files relating to the assessment area in which the branch is located. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION The Camden National Bank Charter Number: 2311 2 Elm Street Camden, ME 04843 consideration at the Federal Deposit Insurance The institution operates nine full-service offices throughout Grafton and Coos Counties in NH. 200 North Adams Street Green Bay, WI 54301 . You can also further narrow your search to focus The National Community Reinvestment Coalition has long advocated for more nuance in CRA ratings and regulators have started nodding to the need for more nuance. We invite you to review our most recent CRA 615 Main Avenue .
This information is also available at the OCC Comptroller of the
Marietta, Ohio 41501 . Welcome to the FFIEC Interagency CRA Rating Search. 2901 et seq.) The CRA Performance Evaluation is the evaluation of institutions record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operation of the institution. The FDIC applies the lending, investment, and service Frost Bank CRA Performance Evaluation San Antonio, TX August 13, 2018 . COMMUNITY REINVESTMENT ACT . BancorpSouth Bank . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION First Northern Bank of Dixon Certificate Number: 3440 195 North First Street Dixon, California 95620 Federal Deposit
Are banks required to keep a CRA public file? PERFORMANCE EVALUATION. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Comerica Bank RSSD # 60143 1717 Main Street Dallas, Texas 75201 Comerica Bank CRA Performance Evaluation Dallas, Texas February 8, 2021 and a net loan-to-deposit ratio of 68.9 percent. This Performance Evaluation assesses the banks performance under the Lending, Investment, and Service Tests. 2022 Interagency Notice of Proposed Rulemaking. (download size 2.36MB) Examination Date: October 16, 2017. It required banks to meet the credit needs of the communities where they do business. BancorpSouth Bank . Office of the Comptroller of Operations . Community Reinvestment Act. Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations.
PERFORMANCE EVALUATION . Cleveland, Ohio 44101-1387 . Access our most recent public CRA disclosure statements. The information on this site may be downloaded by any member of the public. CRA requires the FDIC to assess an institution's record of helping to meet the credit needs of the local communities in which the institution is chartered. The evaluation covers Plan years
CRA Performance Evaluation. The FDIC applies the lending, investment, and service tests, as provided in 345.22 through 345.24, in evaluating the performance of a bank, except as provided in paragraphs (a) (2), (a) (3), and (a) (4) of this section. Trustmark National Bank Charter Number: 10523 . Map of each assessment area that shows the boundaries. Chicago, IL 60605 . This search engine will enable you to find the latest CRA ratings of financial institutions supervised by the Federal Reserve, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, and/or Office of Thrift Supervision. Upon conclusion, a written CRA Performance Evaluation is prepared. Appendix A to Part 25 - Ratings. 195 North First Street .
FSBs prior CRA performance evaluation dated July 2, 2018 assigned an overall Satisfactory rating using intermediate small bank procedures. A bank's entire public CRA file must be available at its main office. CRA Statute & Tools. Federal Deposit Insurance Corporation Division of Depositor and Consumer Protection Kansas City Regional Office . 400 7th Street SW Washington, D.C. 20219 . Choose the link below to view the most recent U.S. Bank National Association CRA Performance evaluation. The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nations financial system. San Francisco Regional Office .
CRA. Charter Number 4596. Office of the Comptroller of the Currency . NOTE: This document is an evaluation of this institution's record of meeting the credit needs of its PERFORMANCE EVALUATION . and constraints, past performance and the performance of similarly situated lenders the banks public file and any written comments about the banks CRA performance any other relevant information Qualified Investment A lawful investment, deposit, membership share or grant that has as its primary purpose community develop-ment. Charter Number: 10523 . [back to text] CRA Disclosure Statements are publicly available on the FFIEC website. systems, retail and commercial loans, deposit products and services, and CD services provided in the banks AAs. Since July 1, 1990, the agencies are required to make an institutions rating and written performance evaluation available to the public. Valley National Bank Charter Number: 15790 . Old Second National Bank . A bank shall maintain a public file that includes the following information: (1) All written comments received from the public for the current year and each of the prior two calendar years that specifically relate to the bank's performance in helping to meet community credit needs, and any response to the comments by the bank, if neither the COMMUNITY REINVESTMENT ACT . Peoples Bank . Northwest Bank Certificate Number: 32647 . Examples of CRA Examinations . CRA applies to FDIC-insured depository institutions, such as national banks, savings Public performance evaluations can be obtained from b anks nd re lso v il ble on the . For suggestions regarding this site, Contact Us. Certificate Number: 11813 . Historically, around 98% of banks have passed their CRA evaluations every year. CRA will be essential for COVID-19 economic recovery in the communities hardest hit by the pandemic. drive-in and night deposit services, and safe deposit facilities. The Office of the Comptroller of the Currency each quarter releases a list of national banks to be examined for compliance with the Community Reinvestment Act (CRA) in the next calendar CRA performance based on an evaluation conducted as of June 30, 2014.
One Mississippi Plaza 201 South Spring Street BCS received a Satisfactory rating at the prior June 28, 2010, FDIC CRA Performance Evaluation based on CRA Large Bank procedures. Charter Number 4596. The proposal includes five performance scores: Outstanding, High Satisfactory, Low Satisfactory, Needs to Improve, and Substantial Noncompliance. Scores would be PERFORMANCE EVALUATION . PERFORMANCE EVALUATION. One Mississippi Plaza 201 South Spring Street Tupelo, Mississippi 1100 Walnut Street, Suite 2100 Kansas City, Missouri 64106 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . The following table reflects the loan portfolio mix. CRA PERFORMANCE EVALUATION COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Chino Commercial Bank, N.A. This evaluation covers the period from January 30, 2017, to July 9, 2019, the date of the previous evaluation to the current evaluation date. The bank received a Satisfactory rating in its previous CRA evaluation, dated September 6, The Community Reinvestment Act (CRA, P.L. Types of CRA RatingsOverall ratingState ratingMultistate metropolitan statistical area (MSA) ratingComponent test ratings What is the Community Reinvestment Act (CRA)? The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods. PERFORMANCE EVALUATION. Charter Number: 23695 . 861304 333 East Water Street . O Cs Web site. Charter Number: 24522 HBUS was rated Satisfactory at its previous CRA evaluation dated December 31, 2014. for Community Reinvestment Act (CRA) data reporters. Data collec tion, maintenance, and reporting are important aspects of financial insti tution evaluations under CRA. This guide can be used as a resource when collecting and maintaining data, creating a submission, and posting lending data in the CRA public file. The FFIEC produces a public dis The FDIC assesses the CRA performance of a bank in an examination as follows: ( 1) Lending, investment, and service tests. Federal Reserve Bank of Cleveland . 705 North Grand Avenue Spencer, Iowa 51301 . CRA Ratings and Performance Evaluations (PEs) Interagency CRA Ratings Page FDIC Ratings and PEs FRB Ratings and PEs OCC Ratings and PEs OTS Ratings and PEs . NOTE: This document is an evaluation of this bank's record of meeting the credit needs of its As a federal law enacted in 1977, the CRA encourages financial institutions to reinvest in the communities it serves. As is the case each month, the OCC and FDIC released a list of Community Reinvestment Act (CRA) performance evaluations from May of 2018. Division of Depositor and Consumer Protection . Bank Name: U.S. Bank National Association. The Federal Reserve evaluates how well state member banks have helped meet the needs of their communities using one of five in Woodsville, New Hampshire (NH) and wholly owned by Guaranty Bancorp, Inc. If these, one bank was given an Outstanding The CRA Performance Evaluation is the evaluation of institutions record of meeting the credit needs of its entire community, including low- and moderate Welcome to the FFIEC Interagency CRA Rating Search. federal bank regulatory agencies in assessing CRA performance.
In December 2019, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) issued a notice of proposed rulemaking (NPRM) that would considerably weaken the regulations implementing the Community Reinvestment Act (CRA), a law designed to combat redlining by requiring banks to affirmatively and continually Ally Bank, together with AFI, is the nation's Box 6387 .
PERFORMANCE EVALUATION . San Francisco Regional Office . At each branch: a) A copy of the public section of the bank's most recent CRA Performance Evaluation and a list of services provided by the branch; and b) Within five calendar days of the request, all the information in the public files relating to the assessment area in which the branch is located. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION The Camden National Bank Charter Number: 2311 2 Elm Street Camden, ME 04843 consideration at the Federal Deposit Insurance The institution operates nine full-service offices throughout Grafton and Coos Counties in NH. 200 North Adams Street Green Bay, WI 54301 . You can also further narrow your search to focus The National Community Reinvestment Coalition has long advocated for more nuance in CRA ratings and regulators have started nodding to the need for more nuance. We invite you to review our most recent CRA 615 Main Avenue .
This information is also available at the OCC Comptroller of the